The 5% LTV increase applies across LiveMore 1, 2 and 3 standard interest-only products.

Ahmed Bawa, CEO of Rosemount Financial Solutions (IFA), outlines how advisers can make sure they're best placed to support borrowers during ongoing product volatility. 

Rosemount’s appointed representatives now have access to Perenna's long-term mortgages. 

The company aims to issue instant approval in principle and final offer in one business day.

Rates start from 4.99%.

The change allows landlords to apply for a buy-to-let remortgage from the first day post-purchase of the property.

The lender has cut rates on its two-year product transfer range for existing customers.

Simon Jackson, managing director of SDL Surveying, says there are some optimistic predictions for 2025, which could help bring us back to a more competitive remortgage market.

Demand for an outside the box approach from lenders has been a common thread throughout the survey, with many brokers looking for greater storybook lending. 

Selected 85% and 90% LTV two and five-year fixed rates have increased by up to 0.15%.