The lender has introduced product switch rates for landlords with large HMOs and multi-unit freeholds. 

Rates in the range start from 4.04%.

The lender has removed the maximum accepted annual rental limit – previously set at £100,000.

The new range caters to buy-to-let and holiday let customers across England, Scotland, and Wales.

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The lowest rate in the range is now a three-year fix at 4.12%.

Landlord borrowers can choose between lower rates or lower fees.

Home mover sentiment has softened towards the end of 2024, but buyers remain positive about budgets.