It is launching with a five-year fixed rate mortgage and will be available to applicants on Visas.

The lender has also reduced rates across the range.

David Castling, head of intermediary distribution at Atom Bank, says the mortgage industry can - and should - go further to improve the speeds at which we work.

Rate cuts apply for both new and existing borrowers.

Rates now start from 4.39%.

The lender has also launched new limited edition and fee-saver products.

Brokers also shared where they see room for improvement in the mortgage market.

Remortgage and product transfer deals have seen the largest reductions.

Mark Bullard is stepping down from his role as head of sales and service for NatWest Intermediaries.

Rates have reduced by up to 0.28%.