Rates now start from 4.04%.

The Society is offering enhanced underwriting, a dedicated solicitor panel, a bespoke application system, and improved ICR and stress rate.

Residential fixed rates now start from 3.94%.

Sentiment in the housing market remains low.

The Bank has expanded its support on the South Coast to complement its South West and South East BDMs.bdm

SimplyBiz members will now have access to Perenna's 10 to 40-year fixed rate mortgages.

The lender has enhanced its criteria for employment history, child maintenance payments and foster income.

Customers applying for a Santander mortgage via a broker can track the real-time progress of their mortgage application through Edge Home.

James Enos, national account manager at Hodge, looks at the increasing work lenders across the market are doing to create purely customer-centric solutions.

Saffron’s owner occupied rates now start at 4.17%.