Although spending on rent and mortgage payments increased year-on-year, there was no change in the percentage of consumers concerned about housing costs.

Barclays has cut residential rates by up to 0.20%.

HSBC's rate is available to both first-time buyers and home movers.

Rates on the new fee-free furnished holiday let mortgages start from 5.35%. 

Rates now start from 6.34% at 65% LTV.

Product transfer rates have seen the largest reductions.

The Society will now accept global talent and pre-settlement visas.

The buy-to-let lender says the securitisation boosts its plans to launch new products to the market.

The range also provides a package of Consumer Duty solutions for brokers.

Lisa Paxton has also been promoted to business development manager from telephone BDM.