TML cuts residential and buy-to-let rates by up to 0.25%

The lender has also expanded the accessibility of its buy-to-let multi loan products to all mortgage brokers.

Related topics:  Mortgage rates,  The Mortgage Lender
Rozi Jones | Editor, Financial Reporter
28th March 2025
house rate arrow down houses

The Mortgage Lender (TML) has announced a number of rate reductions across its residential and buy-to-let product ranges, in addition to expanding the accessibility of its buy-to-let limited edition products.

TML has made several price reductions across its buy-to-let range. This includes a number of the lender’s five-year fixed rate standard products, reducing by 5bps, its five-year fixed rate HMO reduced by 10bps, and the five-year fixed rate fee-saver HMO reducing by 15bps.

In addition to this, TML has widened the distribution access on its five-year 75% LTV limited edition multi-loan product, which is now available to all mortgage brokers.

TML has also made a number of rate reductions of up to 25bps to its residential range, including two and five-year core products.

Furthermore, TML has removed valuation fees on all core products up to 75% LTV except its large loan range.

Chris Kirby, head of sales at The Mortgage Lender, commented: “As a lender committed to the intermediary market, and helping to provide brokers with solutions for their customers, we're pleased to announce a number of rate reductions across our buy-to-let and residential ranges. We continuously monitor our product ranges and propositions, aiming to provide valuable options and opportunities for our broker partners to offer to landlords, homeowners and first-time buyers alike. Our latest rate reductions, alongside removing valuation fees on a number of products and widening the distribution of our buy-to-let multi loan products, will deliver more choice and flexibility to the market for brokers."

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