Steve Griffiths, chief commercial officer at The Mortgage Lender, looks at how brokers and lenders can provide greater education for those first stepping foot on the property ladder.

The lender has launched new options for residential clients with smaller deposits, introducing no-fee options at 95% LTV.

The lender has also launched new 15 and 20 year terms.

Karen brings 25 years’ experience, including nine with Skipton Building Society.

The Mortgage Industry Mental Health Charter recently achieved its 100th signatory.

Financing and finding land are among the biggest barriers to self build.

Almost half (49%) of mortgage lenders and a third (32%) of advisers would welcome the restoration of EPC regulation.

Rates now start from 3.93%.

Rates start from 5.84% with products available up to 60% LTV.

The new product, called Interest Reward, will offer discounted rates to customers who commit to a payment plan.