Adverse credit criteria accounted for 26.77% of the top criteria in 2023.

Early 2024 sales activity saw a 33% increase compared to December last year.

The product uses the completion incentive budget offered by the housebuilder to enable Virgin Money to provide a lower interest rate mortgage.

Exclusives and product transfers are among the rate changes.

The largest increase is to a five-year fixed rate switcher product.

Leeds will stop new loans for holiday let homes in North Norfolk and North Yorkshire.

The range is available to British nationals residing in over 70 countries, including Hong Kong, Singapore, UAE, and across the European Union.

Jane was previously national account manager at Paragon Banking Group and managing director of The Business Mortgage Company.

HSBC was the last lender standing in the sub 4% bracket.

Tandem has enhanced its first charge mortgage offering in line with broker feedback.