The growth of AI, struggles to attract younger talent, and retiring IFAs were all cited as reasons for adviser shortages.

On average, respondents had to reduce their LTV by nearly 20 percentage points because of their complex income.

Residential and buy-to-let fixed rates will benefit from the latest reductions.

A new relationship manager and national account manager have joined the property division.

The Bank has also added a new five-year tracker product to its range.

The Bank has reduced residential and buy-to-let fixed rate and tracker mortgages.

More than half of higher rate taxpayers have restarted, increased or plan to increase pension payments.

Justin will be responsible for building and maintaining strong introducer relations across the Thames Valley region.

Investec Bank has today announced rate reductions on its residential and BTL tracker ranges of up to 0.25%.

Investec offers residential and buy-to-let mortgages for high-net-worth individuals with an income of more than £300,000.