Stuart Kay returns to the lender after first joining in 1994.

The change could decrease the amount needed for a customer’s average new build deposit by £20,000.

The panel also agreed that the FCA will focus its attention on advisers who are ignoring GI.

The new range will offer interest-only, repayment, and part-and-part options.

The lender has integrated bridging finance and buy-to-let into a single process.

Its introductory fixed rate has been reduced from 6.99% to 6.49% for a limited time only.

Interest-only customers are continuing to redeem on or ahead of schedule.

IMLA says the wide-ranging regulation that was put in place in response to the financial crisis has hindered first-time buyers.

David Castling, head of intermediary distribution at Atom Bank, stresses how important speed is when it comes to the mortgage process and why feedback from brokers is crucial to help...

Rates have reduced by up to 35bps.