Rates have reduced across the lender's first and second charge ranges.

Longer-term fixes of seven or 10 years saw a slight increase in preference.

Gifts and loans from the Bank of Mum & Dad totalled £9.4 billion in 2023 – supporting 164,000 first-time buyers.

CHL recently relaunched its specialist buy-to-let range.

Claire has held previous roles at Nationwide, Uinsure and Quantum Mortgages.  

HLP’s network of mortgage advisers can now access to MFS’s buy-to-let mortgage products.

Brokers who use Legal & General Mortgage Club can refer suitable clients to SPF Private Clients.

32% of prospective buyers and 36% of first-time buyers are delaying purchases due to high costs and interest rates.

Applicants will need a smaller deposit than previously required to secure a mortgage with the Society.

Halifax has introduced five non-sterling currencies into its acceptable income types.