The lender has introduced new buy-to-let reference rates.

Residential and buy-to-let product rates have reduced by up to 0.41%.

Rates have reduced by up to 0.30%.

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The range offers a lower interest rate when purchasing a property with an A or B EPC rating. 

Commercial mortgages of between £1m and £4m will now qualify for a rate discount of 0.25%. 

10% say their unsecured borrowing is more than £15,000.

Rates have reduced by up to 0.25%.

Remortgage, buy-to-let and product transfer rates are among those affected.