Halifax cuts homebuyer mortgage rates by up to 0.14%

Two-year fixed rates will benefit from the latest round of reductions.

Related topics:  Halifax,  Mortgage rates
Rozi Jones | Editor, Financial Reporter
5th March 2025
Halifax Bank

Halifax Intermediaries has reduced rates across its homebuyer and first-time buyer mortgage products by up to 0.14%.

The largest changes are to high-LTV two-year fixed rates.

A two-year fix at 90% LTV has reduced by 13bps to 4.87% with a £999 fee or 5.13% fee-free.

At 95% LTV, two-year fixes are down by 14bps and are now available from 5.15% with a £999 fee or 5.41% fee-free.

The latest reductions follow cuts of up to 0.20% across Halifax's residential mortgage ranges two weeks ago. First-time buyer and homemover rates reduced by up to 0.20% and remortgage products decreased by up to 0.15%.

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