Halifax cuts purchase and remortgage rates by up to 0.20%

High-LTV products have seen the largest rate reductions.

Related topics:  Mortgages,  Halifax
Rozi Jones | Editor, Financial Reporter
21st February 2025
Halifax Bank

Halifax has announced rate cuts of up to 0.20% across its residential mortgage ranges.

First-time buyer and homemover rates have reduced by up to 0.20% and remortgage products are down by up to 0.15%.

In Halifax's homemover range, two-year fixed rates now start from 4.24% at 60% LTV, three-year fixes from 4.14%, and five-year fixes from 4.17%.

The largest reductions have been applied at higher LTVs, with two-year fixes at 90% LTV decreasing by 20bps and five-year fixes by 19bps.

For remortgage, 1.5-year fixed rates have reduced to 4.20% at 60% LTV with a £1,499 fee, while three-year fixes also start from 4.20%.

The largest cuts of 0.15% have also been made at 90% LTV, with 1.5-year fixed rates reducing to 5.08%.

More like this
CLOSE
Subscribe
to our newsletter

Join a community of over 30,000 intermediaries and keep up-to-date with industry news and upcoming events via our newsletter.