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Continued improvement in affordability helped drive first-time buyer activity in 2025.

Wider market uncertainty is starting to impact mortgage rate setting.

Phil brings more than 25 years’ experience across specialist property finance, spanning senior lending roles, independent broking and advisory work.

Changes include making unpaid additional maternity, shared parental and adoption leave automatically pensionable.

Purchase, green home, Great Escape and EMC Reward products will all see rate increases.

The acquisition comes as the credit management and tech firm targets UK growth.

Law firms and CMCs are being reminded to have robust checks in place to confirm consumers have not already instructed another representative.

Jonathan Barrett, CEO and co-founder of duty of care assessment firm, Comentis, explores how firms can ensure vulnerability reporting becomes a business driver in 2026.

The biggest challenges are long decision times (28%), excessive paperwork (22.6%), and poor customer service (18.9%).

Dashly's mortgage monitoring platform has served the intermediary market for over five years.