Virgin Money and Clydesdale Bank have both announced increases across their residential purchase and remortgage, buy-to-let, and product transfer ranges.
In Virgin's purchase range, 80% LTV exclusive rates have increased by up to 0.09%, starting from 4.21%, while 80% LTV Fix and Switch fee-saver rates have risen by 0.20% to 4.90%.
90% LTV Fix and Switch rates have increased by 0.15% to 5.39% and 90% LTV two and five-year fixed rates are up by 0.10%, now starting from 4.69%.
90% LTV Own New rates have increased by up to 0.10%, starting from 2.47%. The Own New Rate Reducer scheme uses the incentives offered by housebuilders to provide lower mortgage rates for new build home purchasers.
75% and 95% LTV 10-year rates are also rising by 0.10% to start from 4.99% and Retrofit Boost 7 and 10 year rates will be increased by 0.10%, starting from 5.54%.
As part of the changes, a 95% LTV five-year fee-saver product has reduced by 0.06%, to 5.03%, and all shared ownership deals now include a free valuation, plus £200 cashback.
In Virgin's remortgage range, a 75% LTV Fix and Switch fee-saver product has increased by 0.20% to 4.94%.
Selected 80% and 85% LTV two-year rates have risen by up to 0.06% and selected 80%, 85% and 90% LTV five-year rates will be increased by up to 0.10%.
A 75% LTV 10 year rate with a £995 fee is up by 10bps to 4.99% and Retrofit Boost seven and 10-year rates have increased by 0.10%, starting from 5.54%.
For buy-to-let, Fix and Switch rates have increased by 0.20% and Retrofit Boost 7 and 10 year rates by 0.10%.
In Virgin's product transfer range, selected two and three-year rates have increased by 0.06% and five, seven, 10 and 15-year rates by 0.10%.
Across Clydesdale Bank's core residential range, including product transfer, 65-75% LTV two and five-year fixed rates will be increased by up to 0.32%.
Large loan exclusives have increased by up to 0.22% and remortgage rates by up to 0.20%.
The lender's professional product rates are up to 0.26% higher and buy-to-let rates have seen hikes of 0.30%.
