Vida Homeloans has announced rate reductions across its residential mortgage products of up to 0.30% and buy-to-let products by up to 0.54%.
It has also announced a refreshed fee-saver range with new products across residential and buy-to-let, available for standard, HMO/MUB, and expat cases.
Additionally, Vida has decreased the minimum loan size to £150,000 for buy-to-let limited editions, allowing landlord customers more options for lower-value properties.
Vida has also expanded its list of accepted Scottish postcodes, now including 14 additional postal codes.
Ross Williams, head of mortgage product management at Vida Homeloans, commented: "We've seen swap rates in the market drop over the course of January. We always endeavour to pass these savings on to our potential customers through rate reductions across our ranges."
