Residential, later life, first-time buyer and expat buy-to-let products have all benefitted from rate reductions.

The month-on-month difference in housing costs was marginal, indicating consumers may not be feeling worse off in the short term.

Changes include a new affordability calculator, simplified portfolio landlord assessment and dynamic product stress rate.

Mike’s career spanned 35 years with Lloyds Banking Group.

The lender has removed the differentiation between portfolio and non-portfolio landlords.

The lowest shelf-life average on Moneyfacts records was 12 days in July 2023.

The Society has launched three new 95% LTV deals and cut existing residential rates by up to 29bps.

The Conservatives have pledged to make the £425,000 stamp duty threshold permanent.

Rob Oliver, director of distribution at Dudley Building Society, explores why additional income should no longer be treated as second-class.

The lender has also launched new 95% LTV special rates