Chris joined Together in 2017 and was previously group finance director.

The new funding line will support MT Finance’s growth in the UK property market.

Spencer has held previous roles at Quantum Mortgages, Axis Bank UK, Magellan Homeloans, GE Money Home Lending, HFC Bank and Barclays.

As part of the changes, the internal sales team have become internal relationship managers.

The pair have a combined 55 years' experience in the specialist lending markets.

The lender has increased the maximum LTVs on its specialist and QML Pro ranges.

8.4 million people (16%) have experienced adverse credit in the last three years.

Kay has more than 30 years’ experience in the financial services industry, with previous roles at Molo, Key Retirement Solutions and Hampshire Trust Bank.

Brilliant Solutions members now have access to MFS's range of bridging and buy-to-let products.

Pepper can now use the latest year’s net profit within an affordability calculation.