The data also shows that new arrears cases decreased by 1.3pp between Q2 and Q3.

Patrick Bamford, head of international business development at Qualis Credit Risk, says the next few months might see a further uptick in first-time buyer demand as more would-be...

High living costs are impacting parents’ ability to help fund their children’s deposit, impacting three out of five (59%) first-time buyers.

Income Plus mortgages are available at up to 95% LTV and offer lending up to 5.5 times income.

Arrears numbers fell by 3% in Q3, more than reversing the modest increases seen in the first half of the year. 

24% of first-time buyers worry that mortgage rates won’t drop quickly enough for them to afford a loan.

In London, only 8% of homes for sale are set to be stamp-duty free for first-time buyers from April. 

Home mover sentiment has softened towards the end of 2024, but buyers remain positive about budgets.

Rates start from 4.99%.

20% say a fluctuating income means they’ve had to push back their property ownership ambitions.