The new criteria enhancements cover residential and buy-to-let applications.

The improvement enables customers to purchase a property below market value. 

The lender now has six BDMs across England and Wales.

20% say a fluctuating income means they’ve had to push back their property ownership ambitions.

Consumer buy-to-let, regulated bridging loans and all standard variable rate products remain unchanged. 

The lenders are reducing their variable rates by more than the Bank of England's recent 0.25% rate cut.

Simon brings over 30 years of industry expertise to the role. 

The new tiers are aimed at borrowers who may fall outside of high street lending criteria.

VerifyQ has launched to enable lenders to originate mortgages with greater speed and certainty.

The lender has launched new holiday let and residential remortgage products.