Product switch rates have reduced by up to 0.46%.

ModaMortgages has expanded its distribution through Iress.

Higher-LTV residential rates have seen some of the largest rate cuts.

The Bank offers brokers a 0.4% net procuration fee.

The range includes a lower rate for properties rated EPC A, B or C.

The Society has also expanded its visa lending criteria for both residential and buy-to-let propositions.

New criteria includes a lower minimum age requirement of 18 years and lower minimum income.

Large HMO/MUFB products have now been added to the new product transfer range.

The specialist lender has lowered rates on its regulated and unregulated product ranges.

Two-year fixed rates have reduced by 20bps and five-year fixes by between 20 and 36bps.