MAB advisers can introduce customers to Effective Home, which will conduct assessments to evaluate the property's potential for energy efficiency upgrades.

Several homeowners in the study received incorrect EPC ratings or unaffordable suggestions.

Just 16% have postponed undertaking any works until legislation mandating EPC C or above is introduced.

Cashback applies where a residential mortgage is being taken through a broker.

Almost half (49%) of mortgage lenders and a third (32%) of advisers would welcome the restoration of EPC regulation.