Buy-to-let fixed rates have seen the largest reductions.

The Bank has revised its buy-to-let ICR and will now stress a number of products at payrate.

Expat holiday let rates have reduced by 30bps.

Skipton International’s range of UK buy-to-let products for non-UK residents will now be available through Xplan Mortgage and Trigold.

Rates now start from 2.87%.

The Society says it has seen growing demand from brokers who have landlord clients with minor credit issues.

The range is aimed at HMOs which require a commercial valuation.

The range is available on one to six month mortgage terms and landlords can then switch to a buy-to-let mortgage.

The Bank has also streamlined its Finance Service Coverage Ratio (FSCR) bandings.

Simon Jones, Keystone’s BDM for London and Essex, is also expanding his coverage to include Ipswich and Norwich.