The Society has also announced enhancements to its joint borrower sole proprietor criteria.

The move gives more than 6,500 network advisers and club members access to the specialist buy-to-let lender’s product range.

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The lender has increased the maximum LTV on its five-year fixed Tier 1 product.

Virgin has also launched new five-year fixed rate product transfer options from 4.04%.

Fleet says the lower-LTV range can offer an alternative to a product transfer.

The Society will now pay brokers proc fees for all residential and buy-to-let product transfers.

Rates are reducing by up to 0.15%.

Rates have reduced by up to 0.30% across the new business range.

The Society has also increased the maximum loan size across all standard buy-to-let, expat, and holiday let products.