Mansfield Building Society is launching a new product for borrowers who have faced credit difficulties, with a long-term fixed rate.

The Versatility range includes products for borrowers with complex circumstances.

41% have found it difficult to keep up with bills and credit commitments in the last few months.

Ryan Brailsford, director of business development at Pepper Money, reveals the top reasons potential homebuyers with adverse credit seek the help of a broker and how this can help...

The lender says its policy changes will boost flexibility and streamline the application process.

Over a sixth of regulated mortgage lending in 2023 fell into one or more specialist categories.

A quarter of people think they need to wait over five years after a CCJ before submitting a mortgage application.

Rates have reduced by up to 0.30%.

The lender has also increased the threshold for communications and utilities account defaults in the last three years from £300 to £500.

8.4 million people (16%) have experienced adverse credit in the last three years.