The lender has launched its highest ever LTV products and slashed residential rates.

The Society has relaunched its 95% LTV mortgage product at 4.99%.

The Society has launched a new RIO product and reduced 95% LTV rates.

The lender has reduced rates at 90% and 95% LTV.

Despite rising choice, average rates across two and five-year fixes at 95% LTV are higher than at the start of 2025.

Residential rates have reduced by up to 0.20%.

Patrick Bamford, head of international business development at Qualis Credit Risk, says the next few months might see a further uptick in first-time buyer demand as more would-be...

Rates start from 4.99%.

The Society has also enhanced its criteria with larger maximum loan sizes and reduced rates.

The Society has introduced a fee-free five-year fixed rate RIO mortgage.