Higher-LTV fixed rates have seen the largest reductions.

Two-year fixed rates will benefit from the latest round of reductions.

High-LTV products have seen the largest rate reductions.

Remortgage and product transfer deals have seen the largest reductions.

The online system fact find questions will automatically determine if an application can follow the new process.

The lenders have joined Leeds Building Society in reducing rates during the first week of January.

Average property prices are now 24.6% higher than at the onset of the pandemic.

For properties with an A/B EPC rating there may be a small increase in the maximum loan amount available.

November's rise in house prices marks the fifth consecutive monthly increase, according to this morning's data from Halifax.

Rates start from 4.27%.