"This integration will further enhance Pepper Money’s second charge business, providing a more efficient and streamlined end-to-end application process "
- Neal Jannels, managing director of One Mortgage System
OMS has completed an Application Programming Interface (API) upgrade with Pepper Money, enabling users to submit full mortgage applications across the specialist lender’s second charge product range.
The enhanced two-way API integration is designed to support intermediaries by simplifying the advice process, speeding up application sourcing, and ensuring a smoother journey from decision in principle (DIP) to full mortgage application.
This announcement is the latest in a long line of strategic tech partnerships between OMS and lenders across the specialist and mainstream mortgage markets.
Ryan McGrath, second charge sales director at Pepper Money, said: “As the market-leading second charge lender, we’re continuously looking to improve our proposition for brokers to make it easier, quicker, and less costly for them to complete a secured loan. We’ve already made significant changes over the last year and we’re now super excited to see this latest enhancement go live. By evolving the API integration with OMS, we’ve further simplified the end-to-end application process and removed the need for OMS broker users to rekey data to our systems.
"The second charge market is growing rapidly, and technology will certainly play a part in this continued growth by supporting lenders like Pepper and our broker partners in continuing to meet the high standards of service that we’ve set ourselves. We’re confident that brokers and their customers will continue to experience rapid turnarounds with funding times of as little as a few hours."
Neal Jannels, managing director of One Mortgage System, commented: "Significant growth is taking place across the second charge sector as it continues to meet a broader range of borrowing needs. Technological advancements have been key to this evolution, and this API upgrade serves to highlight this progress.
“We are confident that this integration will further enhance Pepper Money’s second charge business, providing a more efficient and streamlined end-to-end application process by providing greater efficiency for its intermediary partners.”
