Advisers will now be able to offer their clients a Homebuyers Report Level 2 and a Structural Engineers’ Report product.

All rates and fee options across UTB’s standard, specialist and non-standard plans have reduced.

The lender has reduced rates for both short-term and holiday let landlord borrowers.

Standard and limited company rates have reduced by up to 0.30%.

The digital mortgage lender is now a wholly owned subsidiary of ColCap.

Rates have reduced by up to 0.45%.

The lender has announced new pricing of residential mortgages in 5% LTV bands.

The reductions mean the lender will be reintroducing 4% rates at select LTVs.

Rob Stanton, sales and distribution director at Landbay, explains why the buy-to-let market needs to pay close attention to smaller, more amateur landlords.

75%, 80%, 85%, and 95% LTV mortgage products all hit new record-highs.