Advisers will now have access to expanded customer types and increased flexibility.

House prices are unaffordable for low-income households across all four regions of the UK.

Since the start of 2024, the average five-year fix has not dropped as much as its two-year counterpart.

Five-year fixed rates have reduced by up to 14bps and now start from 4.11%.

The new range sits alongside Investec's 70% LTV offering.

For properties with an A/B EPC rating there may be a small increase in the maximum loan amount available.

The proposition assesses borrowers more favourably than standard fixed rate criteria, allowing them to increase the size of their loan.

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