Ifthikar Mohamad, director at WIS Mortgages and Insurance Services, explores how the mortgage industry is 'stuck in the past' and at how AI is changing that by making processes faster...

The range includes a lower rate for properties rated EPC A, B or C.

The range is available to borrowers who may have suffered a temporary credit issue in the past.

The specialist lender has lowered rates on its regulated and unregulated product ranges.

The stamp duty changes will boost stamp duty receipts by over £1.1bn annually.

Two-year fixed rates have reduced by 20bps and five-year fixes by between 20 and 36bps.

Gen H has reduced two and three-year products by up to 0.15%.

Sian McIntyre, head of acquisition and engagement at Barclays UK Life Moments, takes a look back at mortgage market sentiment in Q4 and explores the outlook for 2025 which she says...

Capital repayments and house price increases will make shared owners on average £29,000 better off as a result of equity growth.

TMA Club advisers can now access to ModaMortgages’ range of buy-to-let products.