Andy was head of intermediary products before becoming head of housing and sustainability in 2020.

Average rates across two and five-year fixed mortgages fell for a fifth consecutive month.

Five-year fixed rates now start from 4.39%.

Residential and buy-to-let rates have reduced for both new and existing customers.

The lender is now offering a sub-5% five-year fixed rate.

The Bank has introduced changes to minimum experience and maximum loan term criteria.

Matthew Cumber, managing director at Countrywide Surveying Services, explores the outlook for the mortgage market in 2024 and the biggest opportunities for intermediaries over the next...

Bridging rates have reduced across both its fixed and variable products on both residential and commercial property types.

The lender has also made a series of enhancements to its second charge range.

Rates have reduced across standard, interest-only, retirement interest-only and lifetime mortgages.