PMS advisers now have access to a panel of over 100 lenders covering buy-to-let, residential, remortgage and specialist lending.

The panel agreed there are clear signs that this momentum will continue to surge in 2024.

The lender has also removed the 5.5% minimum stress rate requirement on five-year buy-to-let products.

Two-year fixed rates now start from 4.65%.

Advisers pointed to the market's resilience and potential for growth, particularly following the challenges of previous years.

Residential and buy-to-let rates are both reducing as part of the changes.

58% say they would speak to a mortgage broker, up from 24% last year.

David Lownds, head of products and marketing at Hanley Economic Building Society, explores the 'green shoots' emerging in the mortgage market at the start of the year and whether a...

Kelly specialises in customer experience, digital transformation and customer journey management.

Residential and buy-to-let rates have reduced by up to 0.50%.