One-in-five buyers are now over the age of 40.

Two thirds of those polled are worried that mortgage payments are set to hit their standard of living in retirement.

Simon Jones, Keystone’s BDM for London and Essex, is also expanding his coverage to include Ipswich and Norwich.

The broker network launched four years ago.

Residential, later life, first-time buyer and expat buy-to-let products have all benefitted from rate reductions.

The month-on-month difference in housing costs was marginal, indicating consumers may not be feeling worse off in the short term.

Changes include a new affordability calculator, simplified portfolio landlord assessment and dynamic product stress rate.

Mike’s career spanned 35 years with Lloyds Banking Group.

The lender has removed the differentiation between portfolio and non-portfolio landlords.

The lowest shelf-life average on Moneyfacts records was 12 days in July 2023.