Loan-to-income caps and financial stress-testing rules are believed to be among the areas being considered for reform.

Laura Sneddon, head of mortgage sales and distribution at Hinckley & Rugby Building Society, explores how the mortgage market can utilise technology to streamline processes, reduce...

For joint applications where one applicant holds permanent residency, the LTV increases to 95%.

The uptick in first-time buyer demand is exacerbating the bottleneck as April approaches, IMLA warns.

Average rates have fallen by up to 0.17% compared to last week.

Rates have reduced by up to 0.47%, with loans of between £1m and £4m qualifying for a further 0.25% reduction.

New build, large loan and buy-to-let rates are among the rate increases.

The Society is offering a 5.48% five-year fix to support the new proposition.

2024 was the busiest ever year for purchase and remortgage searches.

The lender has also increased the maximum LTV for small MUFBs to 75%.