All Mortgage Stories

The lender has also launched an 80% LTV buy-to-let product.

The change expands the lender’s criteria to meet a wider range of borrowing scenarios.

Rates now start from 2.99%.

Young landlords are turning to TikTok for buy-to-let advice, specialists warn.

The new feature reduces the time it takes to underwrite a mortgage by 25 minutes per case.

The bank has lowered the minimum income for non-UK applicants.

The increased LTV, up from a previous limit of 90%, covers new build houses with a maximum value of £600,000. 

FHL has strengthened flexibility across its range with new two-year discounts and ERC3 rate reductions.

While possession numbers increased slightly, overall numbers remain significantly lower than long-term averages.

The move means individual applicants can now access products that were exclusive to SPVs.