All Mortgage Stories

Halifax says it is continuing its investment in the intermediary market ahead of its rebrand to Lloyds.

Homeowners are turning to brokers to understand what any changes from the Budget, or the resulting impact on the economy, may mean for them.

Andrew Peters, associate director of technical services at Countrywide Surveying Services, says brokers should increasingly find that external wall issues do not automatically limit...

The lender has also increased LTVs and maximum loans sizes on its Optimal 1 and Optimal 2 products.

The increase to 80% LTV gives brokers greater flexibility when structuring finance for eligible HMO applications.

The latest reductions span purchase, remortgage and product transfer.

The lender has reduced rates by up to 0.19% across its residential purchase and remortgage ranges.

A household on an average combined income of £53,500 can now afford a home listed at up to £301,000.

High LTI lending by individual lenders can now exceed 15% of their total number of new residential mortgages.

An update to Foundation’s holiday let criteria allows property owners to reside in their properties for up to 60 days per year.