Simon Jackson, managing director of SDL Surveying, explains why we could still see things heat up in the mortgage market this summer — even without a rate cut.

The range is aimed at homeowners and landlords who wish to improve the energy efficiency of their properties.

Rates have reduced across purchase and remortgage products.

The research finds that the cost of living crisis continues to put a strain on household and personal finances.

The criteria enhancements cover skilled worker visas, AVMs, new maximum LTVs and loan sizes, and second job income.

The lender is now offering up to 70% gross LTV for regulated bridging.

Paul will work in the Midlands and Jonathan will cover Middlesex.

The lender says the LTV bracket is an area where it has "on occasion, faced challenges to compete head-to-head with legacy lenders".

Rates have reduced across the Society's fixed rate and Base Rate tracker residential products.

Q2 was the busiest quarter for lending activity in almost a year.