Neal Jannels, managing director of One Mortgage System, explores how digital transformation is having a dramatic improvement in efficiency and speed throughout the industry.

Retirement interest-only rates have reduced by up to 50bps.

The promotions aim to support intermediaries and grow the lender's UK loan book.

Tara will work closely with advisers in across Cardiff, South Wales, and the wider region.

The enhancements are designed to streamline the application process and support the requirements of borrowers outside the EEA.

Greg Barnard joins as head of field underwriting and Ceri Blackwell is appointed head of new business.

The Society is rolling out its buy-to-let, consumer buy-to-let and regulated family buy-to-let products to Scottish borrowers.

The lender has introduced fee-free options, increased LTVs and enhanced its adverse credit eligibility rules.

The lender will also accept nieces and nephews as 'boosters' on its JBSP mortgage range.

The lender has announced new rate and product enhancements across its portfolio, offering more options for those with complex incomes.