Research estimates the average salary needed to buy a house in the UK is over £59,000.
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The new buy-to-let and holiday let products are available for purchase, remortgaging and capital raising.
The new initiative has launched with Leeds Building Society, Legal & General, Mortgage Advice Bureau and the OPDA among participants.
Spencer has held previous roles at Quantum Mortgages, Axis Bank UK, Magellan Homeloans, GE Money Home Lending, HFC Bank and Barclays.
The bank has increased maximum LTVs for applicants with leave to remain in the UK, with EU settled status, and for foreign nationals without permanent residency.
The Society will pay a procuration fee of 0.2%.
Richard Harrison, head of mortgages at Atom Bank, explains why lenders need to rethink their criteria to ensure it is sufficiently flexible and supportive for those planning their...
Over one in ten (13%) are not confident in their ability to meet their mortgage repayments over the coming months.
The event is being held in Sheffield this November.
As part of the changes, the internal sales team have become internal relationship managers.
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