Monthly interest rates now start from 0.69% per month.

The number has been raised from £5 billion announced in March 2024 as levels of demand increase.

The biggest reductions are across Landbay’s small HMO/MUFB range.

There are a total of six 3.99% mortgage products now available on the market.

Mann explained why she will maintain "policy rate discipline and restrictiveness" despite voting for an ‘activist’ 50 basis point cut.

The range offers more solutions for landlords with properties that do not meet traditional lending criteria.

Craig Calder joins as TSB's secured lending director while head of mortgage intermediaries, Beverley Bradford, will move into an expanded role as head of mortgage distribution.

Stuart was previously CEO of Tesco Bank, CEO of GE Capital UK’s consumer businesses, and director of UK retail banking at RBS.

Rates now start from 3.34% the Bank's lowest in almost three years.

Despite rising choice, average rates across two and five-year fixes at 95% LTV are higher than at the start of 2025.