When it comes to property hunting, 17% will specifically look out for what the EPC rating is.

Chris joined Together in 2017 and was previously group finance director.

The new funding line will support MT Finance’s growth in the UK property market.

Research estimates the average salary needed to buy a house in the UK is over £59,000.

The new buy-to-let and holiday let products are available for purchase, remortgaging and capital raising.

The new initiative has launched with Leeds Building Society, Legal & General, Mortgage Advice Bureau and the OPDA among participants.

Spencer has held previous roles at Quantum Mortgages, Axis Bank UK, Magellan Homeloans, GE Money Home Lending, HFC Bank and Barclays.

The bank has increased maximum LTVs for applicants with leave to remain in the UK, with EU settled status, and for foreign nationals without permanent residency.

The Society will pay a procuration fee of 0.2%.

Richard Harrison, head of mortgages at Atom Bank, explains why lenders need to rethink their criteria to ensure it is sufficiently flexible and supportive for those planning their...