Second charge mortgages remain a mystery to two in three homeowners.
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If successful, the campaign could cost the Government hundreds of millions of pounds in state pension arrears.
851 potential homebuyers were fined over £5,000.
New sales agreed are 25% higher than a year ago as buyers return to the market.
The latest reductions cover Virgin's residential purchase and remortgage ranges.
The short-term property finance provider is looking to expand its presence in the South East.
The regulator identified serious concerns with the anti-money laundering and sanctions framework in place at Starling.
Saffron has reduced rates by up to 0.60% and launched an 85% LTV range, improving affordability for contractors and self-employed borrowers.
The new BDMs will join the residential and specialist distribution teams.
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