Graeme was previously head of lending within the development finance team at Hampshire Trust Bank.

46% think self-employment makes it a lot more difficult to get a mortgage.

The swaps market has been rising since mid-September.

So far this year, lending is up by 16% compared to 2023.

Industry experts predict further reductions in the months ahead but say the Budget may slow the pace of future cuts.

41% have found it difficult to keep up with bills and credit commitments in the last few months.

Alex Upton, managing director of specialist mortgages at Hampshire Trust Bank, says post-Budget clarity presents opportunities for the property market and is confident that investors...

MT Finance entered the buy-to-let mortgage market in June 2022.

The Bank will now accept refinance applications on all buy-to-let and Home Purchase Plan products.

Recent tax changes and incoming council tax premiums for second homes have unsettled property investors and second homeowners, Zoopla says.