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The Society has introduced lower rates and smaller deposits for first-time buyers, withenhanced criteria and 40-year terms available.
Second charge mortgages remain a mystery to two in three homeowners.
If successful, the campaign could cost the Government hundreds of millions of pounds in state pension arrears.
851 potential homebuyers were fined over £5,000.
New sales agreed are 25% higher than a year ago as buyers return to the market.
The latest reductions cover Virgin's residential purchase and remortgage ranges.
The short-term property finance provider is looking to expand its presence in the South East.
The regulator identified serious concerns with the anti-money laundering and sanctions framework in place at Starling.
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