Residential and buy-to-let rates have reduced by up to 0.50%.

Perenna lends up to 95% LTV and offers fixed rate terms from 20-40 years.

Sarah and Cavina will cover the North and South of England.

Two-year fixes remain the most popular product.

Natalie McNamara joins from Finova Payment and Mortgage Services.

Tandem has also simplified its criteria guide for new homeowners.

We spoke to William Lloyd-Hayward, who has recently been named as the new managing director of Sirius, about his new role and plans for both Sirius and the Brightstar Group.

Rates have reduced by up to 0.35%.

The new range includes new two-year fixed rates for both buy-to-let and semi-commercial.

The lender has cut rates by 15 basis points across all products.