On average, respondents had to reduce their LTV by nearly 20 percentage points because of their complex income.

Rates have reduced by up to 26bps.

In his new role, Hall will also be responsible for Saffron’s property development team.

The product is primarily designed for unregulated residential investment properties and to support professional landlords.

Of this group, over half (52%) say this is because their fixed rate mortgage came to an end.

Iain Hendry has been appointed to the newly created role.

19% of people are also considering downsizing.

UK buyer demand is up 12% and sales agreed are up 13% year-on-year.

Rosemount advisers will now have access to the lender’s full buy-to-let product range.

We spoke to Dave Castling, head of intermediary distribution at Atom Bank, about the approach the bank takes for both commercial and residential brokers, current opportunities for...