The number of repossessions remains lower than pre-pandemic figures.

Buyer demand is at its strongest since February 2022.

Borrower affordability has increased by up to 20%.

Rates have reduced by up to 0.60%.

The lender says the range will support those who are newly self-employed and may only have one year’s accounts.

A record number of future sellers contacted an estate agent to get their home valued in January.

Pepper has recently enhanced its website navigation and search functionality.

April Mortgages offers brokers a procuration fee and an additional annual service fee from year five.

The MPC member said she is less concerned that rates might need to be tightened further.

Rates have reduced by 15bps.