The partnership has been extended to incorporate all second charge activity across the business.

The chartered surveyor has a dedicated team carrying out secured lending valuations for short term lenders.

Existing rates have reduced by up to 0.10%.

One in five SMEs lack the data structure required to secure a loan.

The South West, London and Scotland are now the only regions where owning a first home is cheaper than renting.

29% said their main aim when remortgaging was to lower their monthly payments, the most popular response.

RIO, interest-only and lifetime mortgage product rates have all reduced.

Cashback applies where a residential mortgage is being taken through a broker.

Five-year purchase products and two-year remortgage products will benefit from the reductions.

Rates start from 5.35% with 2.5% and £1,999 fee options offered up to 75% LTV.