Andy’s new role sees him take responsibility for the Bank’s corporate and SME customers.

As many as 67% would be classified as such when assessed against official vulnerability criteria.

The loan to income ratio has also increased up to 5x income for loans over £1,000,000.

Jamie Pritchard has also been promoted to managing director of sales.

The new zero-fee options join Landbay’s existing variable fee structure.

The Society will accept five new currencies as part of the changes.

100% debt consolidation is now available on mortgages of up to £1m.

Toni has been with the network for six years.

Lifetime mortgage advances fell by 40% in 2023.

Many will buy their partner out using savings, but some are turning to lifetime mortgages to stay in their homes.